| Loan Rates | Accounts | Online Banking | Services |
Accounts
Savings Accounts |
APR | APY |
| Following rates effective January 1, 2012 | ||
| Regular Share | 0.15% | 0.15% |
| Variable Savings (Minimum $500) | 0.20% | 0.20% |
| IRA Shares - Traditional, Roth, and Educational | 0.25% |
0.25% |
| Vacation Clubs | 0.15% | 0.15% |
| Christmas Clubs | 0.25% | 0.25% |
| Certificates of Deposit (CD's) - Click for Rates | ||
| IRA's (CD's Available) - Click for Rates | ||
| Share Draft Checking Accounts | ||
| E-Statements | ||
| ATM/Debit Cards | ||
| Audio Response Access "VAC's" | ||
| PC Home Banking | ||
| Direct Deposit Government and Pension Checks | ||
