Rates

New Cars (10,000 miles or less)
Term	APR
36 Months	4.00%
48 Months	4.25%
60 Months	4.50%
66 Months	4.75%
72 Months	5.50%
84 Months	5.75%

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Used Cars (2006 or newer)
Term	APR
36 Months	4.75%
48 Months	5.25%
60 Months	5.50%

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Used Cars (2005)
Term	APR
48 Months	5.50%

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Used Cars (2004--2003)
Term	APR
42 Months	6.50%

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Used Cars (2002 and older)
Term	APR
36 Months	8.25%

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Recreational Vehicles (boats, snowmobiles, ORV's, motor homes, jet skis, motorcycles: some restrictions apply)
Term	APR
New: Up to 180 Months	5.50%
Used: Up to 120 Months	6.00%

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Shared Secured (some restrictions may apply)
Term	APR
12 Months	4.00%
24 Months	4.50%
Over 24 Months	5.00%

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Home Equity Closed End (some restrictions may apply)
Term	APR
Up to 120 Months ($10,000 - $20,000)	8.00%
Up to 180 Months (Over $20,000)	8.00%

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Home Equity Line of Credit (some restrictions may apply)
Term	APR
Up to 20 years, using 90% of the value of your home	Prime Rate plus .25 %

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Visa
Term	APR
Visa Classic	11.9% Fixed
Visa Platinum Preferred	9.5% Fixed

*Score card reward points on VISA Platinum
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Home Improvement Loans ($5,000 maximum)
Term	APR
Up to 36 months	9.9% Fixed
Up to 48 months	10.9% Fixed
Up to 60 months	11.9% Fixed

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Anything Loan Specials
Term	APR
Up tp 12 months	6.5% Fixed
Up to 24 months	9.0% Fixed

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2345 Walker N.W., Grand Rapids, MI 49544
(616) 791-0631

Accounts Federally Insured to $250,000 by
NCUA, an agency of the U.S.Government.

EHL
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.