Rates

New Cars

Used Cars

Recreational Vehicles

Shared Secured

Home Equity

Visa

Home Improvement Loans

Anything Loan Specials

Loan rates effective May 1, 2012
New Cars (10,000 miles or less)	as low as:
Term	APR*
36 Months	2.49%
48 Months	2.49%
60 Months	2.49%
66 Months	2.49%
72 Months	3.75%
84 Months	4.25%

Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Used Cars (2006 or newer)
Term	APR*
Up to 48 Months	2.49%
60 Months (up to $7,500)	3.49%
72 Months ($7,500 or more)	4.00%

Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Used Cars (2005)
Term	APR*
42 Months	4.50%
Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Used Cars (2004 and older)
Term	APR*
36 Months	6.25%

Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Recreational Vehicles (boats, snowmobiles, ORV's, motor homes, jet skis, motorcycles: some restrictions apply)
Term	APR*
New: Up to 180 Months	4.50%
Used: Up to 120 Months	5.00%

Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Share Secured (some restrictions may apply)
Term	APR*
12 Months	4.00%
24 Months	4.50%
Over 24 Months	5.00%
Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Home Equity Closed End (some restrictions may apply)
Term	APR*
Up to 120 Months ($10,000 - $20,000)	8.00%
Up to 180 Months (Over $20,000)	8.00%
Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Home Equity Line of Credit (some restrictions may apply)
Term	APR*
Up to 20 years, using 90% of the value of your home	Prime Rate plus .25 %
Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Visa
Term	APR*
Visa Classic	11.9% Fixed
Visa Platinum Preferred	9.5% Fixed
Annual Percentage Rates subject to change APR may be higher depending on your credit history
*Score card reward points on VISA Platinum
Back to Top

Home Improvement Loans ($5,000 maximum)
Term	APR*
Up to 36 months	9.9% Fixed
Up to 48 months	10.9% Fixed
Up to 60 months	11.9% Fixed
Annual Percentage Rates subject to change APR may be higher depending on your credit history
Back to Top

Anything Loan Specials
Term	APR*
Up to 12 months	3.99% Fixed
Up to 24 months	5.99% Fixed
Annual Percentage Rates subject to change APR may be higher depending on your credit history
(Good to 2/1/12)
Back to Top

2345 Walker N.W., Grand Rapids, MI 49544
(616) 791-0631

Privacy Notice

Accounts Federally Insured to $250,000 by
NCUA, an agency of the U.S.Government.

EHL
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.